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In the world of finance, a number of topics are discussed. Some of these include interest rates and dividends. A simple interest rate calculator can be used to compute the effective interest rate for a loan. Likewise, a dividend calculator can calculate the value of retained earnings, which are the profits of a company after tax. These funds may be reinvested into the business or distributed as a dividend. Some of these topics are largely technical, while others are primarily of general interest to investors.

The field of finance is diverse. While the basics of the field are straightforward, the discipline is highly technical. For example, investment management refers to managing a person’s money, while asset management is used by institutions. Some areas of finance include securities trading, stock broking, financial engineering, and risk management. Many of these activities involve valuation, asset allocation, and financial engineering. The field of finance is constantly evolving and there are a number of specialized areas within it.